Revised Penal Code
Article 287. Light coercions. – Any person who, by means of violence, shall seize anything belonging to his debtor for the purpose of applying the same to the payment of the debt, shall suffer the penalty of arresto mayor in its minimum period and a fine equivalent to the value of the thing, but in no case less than 75 pesos.
Any other coercion or unjust vexation shall be punished by arresto menor or a fine ranging from 5 to 200 pesos, or both.
FURTHER........
BSP Circular 702
Ask the "Referral Code" to know if the collector is authorized. If he cannot show you one, he is liable for the following:
Art. 315. Swindling (estafa). — Any person who shall defraud another by any of the means mentioned hereinbelow shall be punished by: imprisonment
2. By means of any of the following false pretenses or fraudulent acts executed prior to or simultaneously with the commission of the fraud:
(a) By using fictitious name, or falsely pretending to possess power, influence, qualifications, property, credit, agency, business or imaginary transactions, or by means of other similar deceits.
PRESIDENTIAL DECREE No. 90 January 6, 1973
DECLARING UNLAWFUL RUMOR-MONGERING AND SPREADING FALSE INFORMATION