https://rcbccredit.com/blogs/what-happens-to-unpaid-debt-when-a-credit-card-holder-dies--40
There's an excerpt on the RCBC blog post that reads, "If you’re worried they’ll seize your house and evict your family, the Family Code and Commonwealth Act No. 141 prevents this from happening. The bank can’t claim your family home, no matter your outstanding debt."
Even RCBC knows and acknowledges the limitations of debt collection on their blogs.