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Owning A Credit Card
I am always amazed by people who wants to have not one, not two but multiple cards.Questions to myself:1. how many credit cards do I really need?2. why? for emergency purposes only.3. monthly I am...
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My Advise To Defaulters
many times, issues, concerns and problems (and solutions) to CC paranoia like BP 22,RA 8484, house visits, CA swindling modus, are already properly addressed before, during and after individual posts...
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The Court Decision ( Writ Of Execution )
This is a portion of the court decision commanding the sheriff to:1. demand from defendant the immediate payment of the obligation, plus interest UNTIL FULLY PAID ( even up to 100 years?)2. plus...
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Guidelines ; Not Guarantees
The responses contained in this blog are made purely as a matter of courtesy to interested parties. These should not be taken as "guarantees" but merely serves as guidelines to your...
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Tell Me Your Worries ; Not Your Stories
Heard a lot of CC stories already -I know you were a good payer before but because of ( insert reason/s) ......just go straight to your point - what are your worries.okay?
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Pera At Utang Sa Banko
Here is the set-off clause of your Card Agreement which you signed but did not read.When you can no longer pay. ( bawal din po ang pumatay pero may namamatay pa rin,no?)Read this Supreme Court Ruling....
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The Court Is Your Friend
The court is your friend. Don't be afraid. It is just especially for "Sum of Money" cases. Win-win po yan. consider the usual decision:...
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Dealing With Collectors
So, you want to deal with a collector but just want to be sure?1. Is he authorized ( check BSP Cir. 702)2. What is his Referral Code ( he should know!)3. He is authorized? what are the limits of his...
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GARNISHMENT OF DEPOSITS ESPECIALLY PAYROLL
The Notice of Garnishment to Land Bank states:"money... which you may have in your possession/control".....and "report it within 5 days" The garnishee shall make a written report to the court within...
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Retirement From Debts
hi to all... just to announce that i will be retiring from work end of this year and i will try to access this website from the house ( hope maging successful as i will be missing all the posts and...
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The Worst Thing That Can Happen To A Defaulter
Even if the banks file a thousand cases against you, kung wala ka namang milyong deposit, yan ang mangyayari sa iyo.But, if you believe ANYTHING the CA tells you, eto ang mangyayari sa iyo:
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THE TWELVE LEPERS PARABLE
Most often, after asking, most people simply disappears. ( we don't earn anything here) Most often, others demand immediate answers (our replies are made as a matter of courtesy) Maybe, there would...
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Lessons For Today
1. T 1. Credit Card problems are always the same. Make it a habit to BACK READ.2. 2. It is always better to deal with the court – formal ( you know who you are talking to ) ; legal...
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Lessons For Today
1. Credit Card Problems are always the same. Make it a habit to BACK READ.2. It is always better to wait them in court - formal ( you know who you are talking with) ; legal ( everything is...
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PLEASE EXPLAIN!
Make your life simple - don't explain nor tell your life story why you cannot pay. useless. it won't erase the fact that may utang ka pa rin. and they are not interested anyway.You are not in any...
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GO AHEAD AND ASK
Unless there is an improvement, I will delete ALL PREVIOUS POSTSsince the same questions are asked repeatedly.hinde naman nag-back-read anyway.
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My Advise To Defaulters
many times, issues, concerns and problems (and solutions) to CC paranoia like BP 22,RA 8484, house visits, CA swindling modus, are already properly addressed before, during and after individual posts...
View ArticleClik here to view.
The Court Decision ( Writ Of Execution )
This is a portion of the court decision commanding the sheriff to:1. demand from defendant the immediate payment of the obligation, plus interest UNTIL FULLY PAID ( even up to 100 years?)2. plus...
View ArticleClik here to view.
Guidelines ; Not Guarantees
The responses contained in this blog are made purely as a matter of courtesy to interested parties. These should not be taken as "guarantees" but merely serves as guidelines to your...
View Article