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Thanksgiving In December
If you have been blessed by Diskarte Pilipinas, chances are you will either become a “container” or a “channel” of these blessings.A “container” keeps his blessings unto himself while a “channel”...
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Advise
If you can tell the difference between good advice and bad advice, you don't need advice.— Unknown wise person
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They Will File A Case Against Me
why would they ask PERMISSION from you?lol!http://failuretopaycreditcard.blogspot.com/2009/07/they-will-file-case.html
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Forbidden Words
four words collectors do not want to hear from you: I will pay now go...
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To Show Willingness To Pay
Even if you show willingness to pay,but you don't or can't still pay in full your debt,what choice does a bank has?It's either to force collection or to abandon collection.Hence, paying "a little" to...
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Thank You
Our appreciation for those who posted queriesand came back afterwards to say "Thank You",At least we knew we were able to help you.
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I Got The Answer. Goodbye
TRIVIA:As of March 28, 2013, posted comments reached 22,136Guess who actively responds?only TWO people!
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Ads-Free Blog
We do not earn money from doing this blog, only happiness in helping others. Welcome to your home!
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Incognito
Collectors normally do not give their real names.Reason : when you fool people, you do not want them to know "who you are" don't you?When people do not give their real names, would you TRUST them?...
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Home Visits
These are some of the initial comments I got for 2009.It's all about VISITS(again!) I thought it might be timely to update and republish our 7/08 Chapter.Case No. 1 ocianne said... hi banker, happy new...
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Sue Me - Ang Sagot Sa Panloloko
Many times we are afraid that we will get sued.Read on if you still want to pay them, instead of settling it in courtA representative from collection office called me and forced me to pay a certain...
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Imprisonment For Debt
1987 CONSTITUTIONARTICLE IIIBill of RightsSECTION 20. No person shall be imprisoned for debt or non-payment of a poll tax.RA 8484,and other related laws, punishes you, not because of debt, but because...
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When collectors threaten to visit you, they will merely hand you a 1/4 s#$t of paper telling you "to call atty. ek-ek otherwise...."if he is polite naman,just receive it without any fuzz.However, if he...
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They Will File A Case!
No big deal.Collection Agencies collect, not file cases.They know this, for practical reasons:- why file when you can just do a harass-and-collect or coerce-and-collect modus operandi?- why spend for...
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Text Messages
When you received a text message from collectorssimply press 'delete'It will save you from all those worries and questions you normallyask here.These are LIES anyway.Hinde naman totoo ang mga sinasabi...
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A few thoughts and reminders....
1. This blogsite was created to HELP. The author & moderators do their best to attend to your concerns, but please keep in mind that we, especially Banker, have our own lives outside this...
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Calls
Take the call.It cant kill you anyway.1. Make it simple - answer "yes" or "no" 2. You are under no obligation to accomodate them.No need to explain, plead, argue. useless.walang nanalo dyan.3. Just...
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Demand Letters & Text Messages
These come in three forms:1. Unsealed at tad-tad ng staples na demand letter.2. a 1/4 s#$t of paper.3. SMS.even at unholy hours.It simply tells you about:1. Being imprisoned ( IF you kill a cat or...
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