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Forgive Us Our Debt
"..And forgive us our debts, as we also have forgiven our debtors " Matthew 6:12We ask forgiveness for...
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Three Ways You Can Be Of Help
(for those who inquired)1. Financially Diskarte Pilipinas conducts regular EBs in Manila to bring you closer to us. we pay for...
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Common Sense
Whenever a collector tells you something,don't panic.Otherwise, you will lose your common sense!
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Common Sense Dare
After you post your query,please add what do you think would be the logical "common sense" answer.just for fun.------------------I THINK we can better address your queries during the EB - - - - - ->
View ArticleKindness Pays
"Just because you are a defaulter does not mean we can no longer be friends"
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Diskarte - The Booklet
Chapter I Meet Mr. CollectorHe is usually a high school graduate who earns his living on a no-collect ; no-commission basis, employing mainly:1. Pretense ( lawyer/police/NBI,whatever)2. Harassment3....
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Barangay
They will go to your house in an intimidating manner.They will pretend to be Fiscal Ek-ek or Attorney C.Mission; orSPO 1 Mando Rugas. and lately,they are using the Barangay!What they do? nothing much....
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Documents To Ask Collectors
I. Collector's Personal Data- 2 valid Identification Cards ( Company ID and Government-issued ID) - Authority To Perform Specific Acts as Collectors- Approved Assignment of Accounts of the Collection...
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Home Visits
These are some of the initial comments I got for 2009.It's all about VISITS(again!) I thought it might be timely to update and republish our 7/08 Chapter.Case No. 1 ocianne said... hi banker, happy new...
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When collectors threaten to visit you, they will merely hand you a 1/4 s#$t of paper telling you "to call atty. ek-ek otherwise...."if he is polite naman,just receive it without any fuzz.However, if he...
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The Safest Way To Pay Your Debts
"According to my lawyer, sa court na lang daw natin pag-usapan ito para legal lahat"logical enough?kung ayaw niya, hinde ka ba mag-tataka?stick to this line.whatever he says afterwards will be to...
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Bilkish
Bilkish is a financial call center owned by an Indian.walang business permit po ito galing BSP.(they call their collectors "Junior Bank Managers">:)They handle mostly OFW...
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Demand Letters & Text Messages
These come in three forms:1. Unsealed at tad-tad ng staples na demand letter.2. a 1/4 s#$t of paper.3. SMS.even at unholy hours.It simply tells you about:1. Being imprisoned ( IF you kill a cat or...
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Filing A Case
Even if they file a thousand cases against you,if you have NOTHING to pay(e.g. time deposits, condo and/or a Ferrari)you pay them NOTHING.Hinde ka naman puede i-harap sa firing squad.You might end up...
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Hold Departure Order
Gud Day, Sir Rene/Banker...Hope you still remember me. This is Six Cards. I've been so far living in some peace now. I think it's been 6 months since I last consulted you in this blog regarding my...
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Imprisonment For Debt
1987 CONSTITUTIONARTICLE IIIBill of RightsSECTION 20. No person shall be imprisoned for debt or non-payment of a poll tax.RA 8484,and other related laws, punishes you, not because of debt, but because...
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Balikbayan
Nobody can prevent you from entering your home,how much more your own country.If you have a pending criminal case here,baka puede pa.deretso sa jail.But utang? of course not.Remember :There is no such...
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Eskandalo!
Collectors will often threaten you na ipapahiya ka.Can he do that? Revised Penal CodeArticle 200 - Grave ScandalThe penalties of...
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