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QUESTIONS?
Most of the queries here were already addressed in previous blog entries,if others would only care to back read.
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Agreement Thru Phone Calls
Most defaulters are afraid in answering calls.Why? because they take those calls seriously.The other line is only faking!Collectors often times ask why you have not paid and what is your plan.Ikaw...
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Seriously?
When a collector calls, telling us about he being a lawyer,ready to file a case in court,and get all your household items,the only logical answer you should give is :"talaga?"Defaulters' paranoia stems...
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This Blog Will Stay
" Banker, sana hinde ka mag-sawa sa pag-tulong sa amin"Pramis.but just don't abuse it.
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EB Highlights
I was so glad to have met you all during the EB.But at the same sad that some of you have missed it.Thank you!REMINDERrefrain from posting as "anonymous"- lagyan ng "username" after your querypost only...
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See You In Court
Whenever you are harassed, threaten, blackmailed or coerced into paying, simply dare their bluff."We will settle this in court - formal, legal, fair. ayaw pa nila nyan?BUT I DO NOT HAVE A...
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2015 Christmas Message
DON'T ABUSE This was my 2015 Christmas Message.I believe it still rings true even up to now.
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Amnesty Program - A Fairy Tale
Once upon a time........There was an "Amnesty Program" offer from the bank collector.From a debt of P1,000,000.00 I only have to pay P 47,000.00!the offer was incredible, until I read BSP Cir. 398...
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Payroll Account
A bank advertisement goes like this :"XYZ Bank" offers the Payroll Savings Account with a low minimum initial deposit, no maintaining balance and an interest-bearing payroll that will protect and grow...
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Philippine Credit Card Industry Regulation Law
REPUBLIC ACT NO. 10870Philippine Credit Card Industry Regulation LawAugust 16,2016Appropriate Manner of Collection of Any Credit...
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WORTH SHARING
ProblemadoFriday, September 9, 2016 at 4:45:00 PM GMT+8Ms. Cherrylou, Banker..share ko lang story ko na dapat mag settle nko sa cc default ko, na gusto ni bank at collector 300k..they dont approve the...
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East West Bank
I find it quite disturbing that a lot of posters here have complained about the bank.It is not unique.all banks refer defaulted credit cards to collection agencies.Please be guided as follows :1. NEVER...
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Google is a verb meaning "To search for information about (someone or something) on the Internet using the search engine Google."Many times we are able to search this blog and post a question which can...
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BELIEVE
Never believe collectors.Never fear collectors.NEVER.collectors earn out of your fears and lies.even their name is not true!
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ANONYMOUS
What if all queries are under "anonymous"?laking gulo.we wouldn't know kanino i-address ang reply.
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Salary Deduction
The following are deductions allowed by other laws aside from Labor Code Sec. 113:1.) If the employee has a debt to the employer and it's now due and demandable (Civil Code, Art. 1706)2.) In court...
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Text Messages
I hope nobody will EVER ask again what to do with text messages/e-mails from collectors.lol!
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Credit Card Collectors
If somebody is posting that is really out of this world,BEWARE.Collectors lang yan to get you off-tract from this blog.Kaya, be vigilant.
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Remember Rizal
When a collector threatens you with a court case,remember Rizal.Even if banks file a thousand cases against you,kung wala kang pam-bayad, what else can they do except garnish your deposits(why would...
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