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Channel: DISKARTE (Guidelines on Credit Cards Paranoia)
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Hard

It's really HARD to answer queries if all  will simply use " ANONYMOUS"lol!

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Kindness Pays

REPOST ONLY( Nov. 1,2013)"Just because you are a defaulter does not mean we can no longer be friends"                          This is an EXCEPTION to CA rudeness only.

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Imprisonment For Debt

The prohibition against imprisonment for debt is guaranteed by Article III of our constitution.No one can be coerced into paying his debts.thus, bawal ka i-firing squad if you have NOTHING to pay,kahit...

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I Shall Return!

After coming out from your credit card paranoia,I hope you, like MacArthur, shall also return, tohelp people who are where you were before.....just a wishful thought. 

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Heart's Day

This Heart's Day, remember to take care of your heart by avoiding stress.how? NOT TO BELIEVE COLLECTORS' LIES!

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PRESS 'DELETE'

whenever you receive messages, either SMS or thru letters, simplify your life.press 'delete' or look for the nearest trash can.

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House Visits

When a collector says "they will visit you",eto po ang kanilang ginagawa:1. deliver ng "demand letter" ( pirmahan mo lang kahit ilang beses sabay tapon!)2. paka-usap sa iyo thru cellphone si "atorni"...

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What's Your Problem?

You easily believe ANYTHING collectors say.

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COLLECTOR REDUCED MY P1,000,000.00 DEBT!

If I were a collector, I will tell defaulters that they owe the bank some P100,000.00(kahit hinde totoo)then ask him how much can he afford to pay IMMEDIATELY.that way, I can easily collect my...

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Pay When Able

Whether you attend or not, the decision is always :" Pay your debt plus 12% interest UNTIL FULLY PAID"meaning - pay when able but with interest based on time.gets mo? 

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Why Believe Collectors?

Can they sue me?Can they deport me?Can they garnish my salary?Can they cancel my flight?Can they ban me in Immigration?Can......can.....can....? 

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Theory Vs. Reality

Will they file a case?Will they get my things?Will they do this?Will they do that?   theory : yesreality : no

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Guidelines To Asking Questions

1. Make it brief ;2. Put any username except  "anonymous" ;3. Say "Thanks" ;

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Collectors' Visit

Pag-sinabi ni Kolektor na bibisitahin ka, either of these will happen:1. hinde pupuntaor2. pupunta at mag-dala lang ng demand letter    - no big deal. pirmahan kahit ilang beses at saan niya gusto....

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Anonymous Posts

It is hard whom to address our replies  if all queries are from  a single "anonymous" poster.that is why I refrain from answering them.FYI.

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Trabaho Ba Ng Barangay Ito?

Let us help our barangay lessen their workload and avoid being fooled by collectors.Disputes exempted from Barangay Conciliation: Any complaint by or against corporations, partnership or juridical...

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Kakaloka!

no ANONYMOUS as username please........

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2017 Year-end EB

Date : Nov. 25,2017 ; 2pmVenue : 5/f Conference Room             Go Hotel              RobinsonsCybergatePlaza,,              Edsa cor. Pioneer Street,             MandaluyongCityDonation : P 500.00...

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Afraid Of Being Sued?

Defaulter's paranoia stems from believing ANYTHING a collector say,including the threat to be sued in court.Afraid? dare their bluff!"Let's talk in court para legal lahat. Ayaw mo pa nyan ?should be...

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Ocular Inspection

Ocular inspection means to "see and assess with their own two eyes"An often threat (scam) of collectors.Tingnan lang tapos alam kaagad kung maka-bayad o hinde?using common sense is better.

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