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Salary Garnishment - One More Time With Feelings
SUMMARYSalary - Gross P200.00 Net of deduction P 151.50Family needs P 220.00 However, if it appears that your earnings are more than necessary for your personal expenses and...
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Worry-free Ka Na Ba?
If you have become worried-free, thank those people who were once "paranoid" like you about credit card defaults. They came back to help others.
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Your Spouse or Supplementary
Is your spouse or supplementary included in the case? NOPE Parties can either be dispensable or unnecessary because :1. The bank (Plaintiff) did not alleged about benefits that redound to the family2....
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How to Avoid Payment Scams
A Collector sends you a demand letter or calls you about your defaulted card/s.You are willing to pay, so you negotiate.Is it legal? ASK FOR PROOF AND DOCUMENTS FIRST! ( don't assume)Otherwise, it is...
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https://www.gmanetwork.com/news/money/companies/794016/sec-revokes-kingabc-license-over-unfair-debt-collection-practices/story/?fbclid=IwAR0_ms8xTMI5EBIr5hpRynyD6-03C3qTGoJ4tplNUPWEWus-h2-I790qaIY...
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Read, Read, and Read
I was glad to learn that the lady who called me to consult tried to back read when searching for her concern.To some however, they still ask about their concern/s although the answer is already...
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Safest Option In Debt Arrangement
LET'S TALK IN COURT. MASAMA BA YUN? (sa taas yan po ang court decision) Final advise. Self-explanatory.
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Where Does You Problem Starts?
SOMEBODY calls you - you assumed right away he is legit just because he said so.tells you to pay P10,000.00 "just to show willingness to pay" at ginawa mo naman.tells you he will visit your house to...
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Dealing With Collectors
So, you want to deal with a collector but just want to be sure?1. Is he authorized ( check BSP Cir. 702)2. What is his Referral Code ( he should know!)3. He is authorized? what are the limits of his...
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Dealing With Collectors?
Every year, CC defaulters wish to be debt free.No problem with that.It becomes a big deal only when you believe those collectors hiding behind " low firms".If the offer is too good to be true, most...
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Unfair Debt Collection Library
Arm yourselves with the following : BSP Circular 454 SEC Memorandum Circular 18, series of 2019. R.A.10175, or the Cyber crime Prevention Act of 2012. RA 10173, or the Data Privacy Act of...
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Few Things To Remember
1. NO TO CA you can never trust them. They will just give you threats and lies.2. WAIT FOR THE COURT formal, legal and fair. No need for lawyer, or attend. Payable when able pa.3. BANKS GET...
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Payroll Garnishment
posted in "Unfair Debt Collection Library" by Prism BlueNote: please click image. too large for me to edit.ITs - please help. lol!
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Banker Has A Problem!
I read almost daily the same concern/s that if only most people just BACK READ the articles ( press Older/Newer Post) and/or the numerous replies/comments found there at - the answer/s are already...
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Home Visits
when a collector visits you, mag-deliver lang yan ng sulat, DAPAT.but, if he starts anything as if he owns you, like entering your house or pinipilit ka na kausapin sa phone si "atorni" kuno, just say...
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Safest Option In Debt Arrangement
LET'S TALK IN COURT. MASAMA BA YUN? (sa taas yan po ang court decision) Final advise. Self-explanatory.
View ArticleClik here to view.
Dealing With Collectors
So, you want to deal with a collector but just want to be sure?1. Is he authorized ( check BSP Cir. 702)2. What is his Referral Code ( he should know!)3. He is authorized? what are the limits of his...
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Pay It Forward
If you are now calm and was comforted thru this blog, think of others that are now like you before.
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Diskarteng Piso
please don't post your concerns here.Guys, I need your inputs.Many times, super-paranoid people ( yung tipong mag-suicide na?) wanted to talk to...
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