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Channel: DISKARTE (Guidelines on Credit Cards Paranoia)
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Diskarteng Piso - First Update

   As of today, the following updates :1. There were  1245 views since article was posted.2. We received a total of P 32.00 from three (3) individuals3. requested for any other suggestion/s  to help...

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New Blog Admin

 Let's us welcome M'am Cherry Lou! our new blog admin.I'll be on terminal leave after 17 years to devote my time to my first apo.God bless you all.

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Thank You

 Simple words expresses it all.

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Message From Banker

  Glad to note most posters are starting to move on.However,  others are still super-paranoid.Refer to the above guidelines when dealing with collectors. p.s.we continue to receive Diskarteng Piso from...

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Bankruptcy To Avoid Paying?

                       There is no Bankruptcy law in the Philippines. Ang pinaka-malapit na law is                                                 REPUBLIC ACT No. 10142AN ACT PROVIDING FOR THE...

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You Believe That?

 Where does your problem lies? Collector : M'am/Sir, your debt is now P1,000,000.00 ( without showing ANY bank statement)You          : May amnesty ba? ( without bothering to find out BSP Cir. 702)...

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God Bless The Philippines

      God Bless our country, leaders and the Filipino people

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Should You Need A Lawyer

1. For indigent persons 2. Coverage : criminal, civil, labor, administrative and other quasi-judicial cases. 3. Monthly NET INCOME (AFTER LIVING EXPENSES) a.National Capital Region P24,000.00;...

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Returning The Favor

Some collectors pester and harass us often times.But thinking of revenge would be "unChristian" I think.So I just pray and ask God  to just return the favor. But for others who  helped during my lowest...

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Admin Starts Leave Oct. 15,2022

via GIPHY

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Unfair Debt Collection Library

Arm yourselves with the following :    BSP Circular 454    SEC Memorandum Circular 18, series of 2019.   R.A.10175, or the Cyber crime Prevention Act of 2012.  RA 10173, or the Data Privacy Act of...

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Diskarteng Piso - First Update

   As of today, the following updates :1. There were  1245 views since article was posted.2. We received a total of P 32.00 from three (3) individuals3. requested for any other suggestion/s  to help...

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Another Form of Utang

 utang na loob

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Trust Issues

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COLLECTORS BWISIT(VISIT)

 Praning ka ba sa visit-threats nila? mag-deliver lang yan ng sulat, ala messenger."baka pahiyain"?Tawag ka ng baranggay or punta kayo sa baranggay or do the following:1. refer to Revised Penal Code...

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Article 0

 OCULAR INSPECTION means "to see and assess with their own eyes" an often threat(scam) of collectors.Tignan lang tapos alam na agad kung makakapagbayad or hindi? Aakyat sa bahay mo para kunin mga luma...

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The Court Is Your Friend

                                The court is your friend. Don't be afraid. It is just especially for                                 "Sum of Money" cases. Win-win po yan. consider the usual decision:...

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The secret not to panic? Don't believe the CA crooks.

Nakatanggap ka ng sulat, text, email, tawag. Nag PANIC ka na agad. At di mo na alam ang gagawin. Nasira ang buong araw mo.Pati diskarte mo sa buhay para maka-ahon. Bakit ganun?Dahil naniwala ka agad sa...

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DISKARTE BOOKLET! MUST READ!

 Chapter I   Meet Mr. CollectorHe is usually a high school graduate who earns his livingon a no-collect ; no-commission basis, employing mainly:1. Pretense (  lawyer/police/NBI,whatever)2. Harassment3....

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Matapang At Mayabang Na Collector

Matapang at bastos ang mga collectors kasi:1. Sa telepono or text lang naman yan;2. Hinde sila kilala ;3. Panay babae na defaulters ang kausap nila.Now, kung talagang matapang sila,try mo na papuntahin...

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